Actuary Pay

Jersey City vs West Orange: Actuary Salary (2026)

Compare actuary salaries between Jersey City, NJ and West Orange, NJ. All figures are 2026 estimates projected from BLS 2025 data.

Jersey City, NJ
$169,486
$81.49/hr
West Orange, NJ
$153,256
$73.68/hr

Side-by-Side Comparison

MetricJersey City, NJWest Orange, NJ
Median Salary$169,486$153,256
Hourly Rate$81.49$73.68
Entry Level (P10)$98,302$95,380
25th Percentile$122,030$115,674
75th Percentile$216,943$196,168
Top Earner (P90)$262,704$237,547
Total Employed4211
Side-by-side bar chart comparing Jersey City ($169,486) and West Orange ($153,256) actuary salaries.Jersey CityWest OrangeMedian Salary$169,486$153,256Entry Level (P10)$98,302$95,380Top Earner (P90)$262,704$237,547US Median $134,160

Verdict

Jersey City, NJ offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to West Orange.

The salary gap between Jersey City and West Orange is $16,230 (10.59%). Jersey City's median is +26.33% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Jersey City spans $164,402,West Orange spans $142,167. Jersey City has a wider pay range, meaning more potential for high earners but also more variation.

Jersey City
P10 (Entry)$98,302
P25$122,030
Median$169,486
P75$216,943
P90 (Top)$262,704
West Orange
P10 (Entry)$95,380
P25$115,674
Median$153,256
P75$196,168
P90 (Top)$237,547

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Jersey City ($147,123 effective) pays 10.59% more than West Orange ($133,035 effective).

Jersey City
Nominal: $169,486
CoL Index: 115.2
Adjusted: $147,123
West Orange
Nominal: $153,256
CoL Index: 115.2
Adjusted: $133,035

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Jersey City if…

  • Higher median salary ($169,486/year)
  • Better top-earner potential ($262,704)
  • Larger job market (42 employed)
  • Better purchasing power (CoL-adjusted: $147,123)
  • You prefer the New Jersey area and lifestyle

Choose West Orange if…

  • You prefer the New Jersey area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Jersey City grew -4.2% from 2024 to 2025, compared to -8.5% growth in West Orange over the same period.

Jersey City, NJ

+-4.2%

$171,383 (2024) → $164,231 (2025)

West Orange, NJ

+-8.5%

$162,212 (2024) → $148,504 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Jersey City or West Orange?

Jersey City has a higher median actuary salary at $169,486/year, compared to West Orange at $153,256/year — a difference of $16,230 (10.59%).

What is the hourly rate difference between Jersey City and West Orange?

Jersey City actuarys earn $81.49/hr while West Orange hygienists earn $73.68/hr (2026 est.).

Should I relocate from Jersey City to West Orange as a actuary?

Consider more than just salary when comparing Jersey City and West Orange. Factor in cost of living (CoL-adjusted: Jersey City = $147,123, West Orange = $133,035), job availability (42 vs 11 employed), commute, and career growth potential.

What do entry-level actuarys earn in Jersey City vs West Orange?

Entry-level (10th percentile) actuarys earn $98,302 in Jersey City and $95,380 in West Orange. The Jersey City area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov