Jersey City vs Union: Actuary Salary (2026)
Compare actuary salaries between Jersey City, NJ and Union, NJ. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Jersey City, NJ | Union, NJ |
|---|---|---|
| Median Salary | $169,486▲ | $156,024 |
| Hourly Rate | $81.49▲ | $75.02 |
| Entry Level (P10) | $98,302▲ | $92,911 |
| 25th Percentile | $122,030▲ | $115,504 |
| 75th Percentile | $216,943▲ | $199,711 |
| Top Earner (P90) | $262,704▲ | $241,837 |
| Total Employed | 42▲ | 15 |
Verdict
Jersey City, NJ offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Union.
The salary gap between Jersey City and Union is $13,462 (8.63%). Jersey City's median is +26.33% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Jersey City spans $164,402,Union spans $148,926. Jersey City has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Jersey City ($147,123 effective) pays 8.63% more than Union ($135,438 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Jersey City if…
- ✓Higher median salary ($169,486/year)
- ✓Better top-earner potential ($262,704)
- ✓Larger job market (42 employed)
- ✓Better purchasing power (CoL-adjusted: $147,123)
- ✓You prefer the New Jersey area and lifestyle
Choose Union if…
- ✓You prefer the New Jersey area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Jersey City grew -4.2% from 2024 to 2025, compared to -8.5% growth in Union over the same period.
Jersey City, NJ
$171,383 (2024) → $164,231 (2025)
Union, NJ
$165,142 (2024) → $151,186 (2025)
View Full Salary Data
Jersey City, NJ
Frequently Asked Questions
Which city pays actuarys more: Jersey City or Union?
What is the hourly rate difference between Jersey City and Union?
Should I relocate from Jersey City to Union as a actuary?
What do entry-level actuarys earn in Jersey City vs Union?
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov