Actuary Pay

Jersey City vs Manchester: Actuary Salary (2026)

Compare actuary salaries between Jersey City, NJ and Manchester, NJ. All figures are 2026 estimates projected from BLS 2025 data.

Jersey City, NJ
$169,486
$81.49/hr
Manchester, NJ
$148,891
$71.58/hr

Side-by-Side Comparison

MetricJersey City, NJManchester, NJ
Median Salary$169,486$148,891
Hourly Rate$81.49$71.58
Entry Level (P10)$98,302$97,162
25th Percentile$122,030$116,167
75th Percentile$216,943$188,700
Top Earner (P90)$262,704$230,781
Total Employed429
Side-by-side bar chart comparing Jersey City ($169,486) and Manchester ($148,891) actuary salaries.Jersey CityManchesterMedian Salary$169,486$148,891Entry Level (P10)$98,302$97,162Top Earner (P90)$262,704$230,781US Median $134,160

Verdict

Jersey City, NJ offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Manchester.

The salary gap between Jersey City and Manchester is $20,595 (13.83%). Jersey City's median is +26.33% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Jersey City spans $164,402,Manchester spans $133,619. Jersey City has a wider pay range, meaning more potential for high earners but also more variation.

Jersey City
P10 (Entry)$98,302
P25$122,030
Median$169,486
P75$216,943
P90 (Top)$262,704
Manchester
P10 (Entry)$97,162
P25$116,167
Median$148,891
P75$188,700
P90 (Top)$230,781

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Jersey City ($147,123 effective) pays 13.83% more than Manchester ($129,246 effective).

Jersey City
Nominal: $169,486
CoL Index: 115.2
Adjusted: $147,123
Manchester
Nominal: $148,891
CoL Index: 115.2
Adjusted: $129,246

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Jersey City if…

  • Higher median salary ($169,486/year)
  • Better top-earner potential ($262,704)
  • Larger job market (42 employed)
  • Better purchasing power (CoL-adjusted: $147,123)
  • You prefer the New Jersey area and lifestyle

Choose Manchester if…

  • You prefer the New Jersey area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Jersey City grew -4.2% from 2024 to 2025, compared to -8.5% growth in Manchester over the same period.

Jersey City, NJ

+-4.2%

$171,383 (2024) → $164,231 (2025)

Manchester, NJ

+-8.5%

$157,591 (2024) → $144,274 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Jersey City or Manchester?

Jersey City has a higher median actuary salary at $169,486/year, compared to Manchester at $148,891/year — a difference of $20,595 (13.83%).

What is the hourly rate difference between Jersey City and Manchester?

Jersey City actuarys earn $81.49/hr while Manchester hygienists earn $71.58/hr (2026 est.).

Should I relocate from Jersey City to Manchester as a actuary?

Consider more than just salary when comparing Jersey City and Manchester. Factor in cost of living (CoL-adjusted: Jersey City = $147,123, Manchester = $129,246), job availability (42 vs 9 employed), commute, and career growth potential.

What do entry-level actuarys earn in Jersey City vs Manchester?

Entry-level (10th percentile) actuarys earn $98,302 in Jersey City and $97,162 in Manchester. The Jersey City area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov