Actuary Pay

Jackson vs Memphis: Actuary Salary (2026)

Compare actuary salaries between Jackson, TN and Memphis, TN. All figures are 2026 estimates projected from BLS 2025 data.

Jackson, TN
$124,254
$59.74/hr
Memphis, TN
$132,794
$63.84/hr

Side-by-Side Comparison

MetricJackson, TNMemphis, TN
Median Salary$124,254$132,794
Hourly Rate$59.74$63.84
Entry Level (P10)$73,864$77,020
25th Percentile$91,889$100,391
75th Percentile$159,045$169,976
Top Earner (P90)$192,594$205,830
Total Employed16122
Side-by-side bar chart comparing Jackson ($124,254) and Memphis ($132,794) actuary salaries.JacksonMemphisMedian Salary$124,254$132,794Entry Level (P10)$73,864$77,020Top Earner (P90)$192,594$205,830US Median $134,160

Verdict

Memphis, TN offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Jackson.

The salary gap between Jackson and Memphis is $8,540 (6.87%). Memphis's median is -1.02% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Jackson spans $118,730,Memphis spans $128,810. Memphis has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Jackson
P10 (Entry)$73,864
P25$91,889
Median$124,254
P75$159,045
P90 (Top)$192,594
Memphis
P10 (Entry)$77,020
P25$100,391
Median$132,794
P75$169,976
P90 (Top)$205,830

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Memphis ($144,656 effective) pays 6.87% more than Jackson ($135,353 effective).

Jackson
Nominal: $124,254
CoL Index: 91.8
Adjusted: $135,353
Memphis
Nominal: $132,794
CoL Index: 91.8
Adjusted: $144,656

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Jackson if…

  • You prefer the Tennessee area and lifestyle

Choose Memphis if…

  • Higher median salary ($132,794/year)
  • Better top-earner potential ($205,830)
  • Larger job market (122 employed)
  • Better purchasing power (CoL-adjusted: $144,656)
  • You prefer the Tennessee area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Jackson grew 13.0% from 2024 to 2025, compared to 13.0% growth in Memphis over the same period.

Jackson, TN

+13.0%

$106,508 (2024) → $120,401 (2025)

Memphis, TN

+13.0%

$113,829 (2024) → $128,676 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Jackson or Memphis?

Memphis has a higher median actuary salary at $132,794/year, compared to Jackson at $124,254/year — a difference of $8,540 (6.87%).

What is the hourly rate difference between Jackson and Memphis?

Jackson actuarys earn $59.74/hr while Memphis hygienists earn $63.84/hr (2026 est.).

Should I relocate from Jackson to Memphis as a actuary?

Consider more than just salary when comparing Jackson and Memphis. Factor in cost of living (CoL-adjusted: Jackson = $135,353, Memphis = $144,656), job availability (16 vs 122 employed), commute, and career growth potential.

What do entry-level actuarys earn in Jackson vs Memphis?

Entry-level (10th percentile) actuarys earn $73,864 in Jackson and $77,020 in Memphis. The Memphis area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov