Hoboken vs Trenton: Actuary Salary (2026)
Compare actuary salaries between Hoboken, NJ and Trenton, NJ. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Hoboken, NJ | Trenton, NJ |
|---|---|---|
| Median Salary | $149,744▲ | $133,685 |
| Hourly Rate | $71.99▲ | $64.27 |
| Entry Level (P10) | $87,407▲ | $64,005 |
| 25th Percentile | $109,188▲ | $105,378 |
| 75th Percentile | $191,672▲ | $178,216 |
| Top Earner (P90) | $232,104▲ | $178,670 |
| Total Employed | 15 | 110▲ |
Verdict
Hoboken, NJ offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Trenton.
The salary gap between Hoboken and Trenton is $16,059 (12.01%). Hoboken's median is +11.62% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Hoboken spans $144,697,Trenton spans $114,665. Hoboken has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Hoboken ($129,986 effective) pays 0.33% more than Trenton ($129,565 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Hoboken if…
- ✓Higher median salary ($149,744/year)
- ✓Better top-earner potential ($232,104)
- ✓Better purchasing power (CoL-adjusted: $129,986)
- ✓You prefer the New Jersey area and lifestyle
Choose Trenton if…
- ✓Larger job market (110 employed)
- ✓You prefer the New Jersey area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Hoboken grew -8.5% from 2024 to 2025, compared to 31.8% growth in Trenton over the same period.
Hoboken, NJ
$158,495 (2024) → $145,101 (2025)
Trenton, NJ
$98,310 (2019) → $129,540 (2025)
View Full Salary Data
Hoboken, NJ
Trenton, NJ
Frequently Asked Questions
Which city pays actuarys more: Hoboken or Trenton?
What is the hourly rate difference between Hoboken and Trenton?
Should I relocate from Hoboken to Trenton as a actuary?
What do entry-level actuarys earn in Hoboken vs Trenton?
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov