Actuary Pay

Harrisburg vs West Chester: Actuary Salary (2026)

Compare actuary salaries between Harrisburg, PA and West Chester, PA. All figures are 2026 estimates projected from BLS 2025 data.

Harrisburg, PA
$110,011
$52.89/hr
West Chester, PA
$122,335
$58.81/hr

Side-by-Side Comparison

MetricHarrisburg, PAWest Chester, PA
Median Salary$110,011$122,335
Hourly Rate$52.89$58.81
Entry Level (P10)$74,273$83,363
25th Percentile$83,055$97,384
75th Percentile$143,995$156,589
Top Earner (P90)$167,287$189,620
Total Employed1206
Side-by-side bar chart comparing Harrisburg ($110,011) and West Chester ($122,335) actuary salaries.HarrisburgWest ChesterMedian Salary$110,011$122,335Entry Level (P10)$74,273$83,363Top Earner (P90)$167,287$189,620US Median $134,160

Verdict

West Chester, PA offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Harrisburg.

The salary gap between Harrisburg and West Chester is $12,324 (11.20%). West Chester's median is -8.81% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Harrisburg spans $93,014,West Chester spans $106,257. West Chester has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Harrisburg
P10 (Entry)$74,273
P25$83,055
Median$110,011
P75$143,995
P90 (Top)$167,287
West Chester
P10 (Entry)$83,363
P25$97,384
Median$122,335
P75$156,589
P90 (Top)$189,620

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, West Chester ($125,601 effective) pays 12.63% more than Harrisburg ($111,516 effective).

Harrisburg
Nominal: $110,011
CoL Index: 98.65
Adjusted: $111,516
West Chester
Nominal: $122,335
CoL Index: 97.4
Adjusted: $125,601

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Harrisburg if…

  • Larger job market (120 employed)
  • You prefer the Pennsylvania area and lifestyle

Choose West Chester if…

  • Higher median salary ($122,335/year)
  • Better top-earner potential ($189,620)
  • Better purchasing power (CoL-adjusted: $125,601)
  • You prefer the Pennsylvania area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Harrisburg grew -5.5% from 2019 to 2025, compared to 1.6% growth in West Chester over the same period.

Harrisburg, PA

+-5.5%

$112,750 (2019) → $106,600 (2025)

West Chester, PA

+1.6%

$116,718 (2024) → $118,542 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Harrisburg or West Chester?

West Chester has a higher median actuary salary at $122,335/year, compared to Harrisburg at $110,011/year — a difference of $12,324 (11.20%).

What is the hourly rate difference between Harrisburg and West Chester?

Harrisburg actuarys earn $52.89/hr while West Chester hygienists earn $58.81/hr (2026 est.).

Should I relocate from Harrisburg to West Chester as a actuary?

Consider more than just salary when comparing Harrisburg and West Chester. Factor in cost of living (CoL-adjusted: Harrisburg = $111,516, West Chester = $125,601), job availability (120 vs 6 employed), commute, and career growth potential.

What do entry-level actuarys earn in Harrisburg vs West Chester?

Entry-level (10th percentile) actuarys earn $74,273 in Harrisburg and $83,363 in West Chester. The West Chester area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov