Actuary Pay

Hampton vs Richmond: Actuary Salary (2026)

Compare actuary salaries between Hampton, VA and Richmond, VA. All figures are 2026 estimates projected from BLS 2025 data.

Hampton, VA
$138,299
$66.49/hr
Richmond, VA
$136,121
$65.45/hr

Side-by-Side Comparison

MetricHampton, VARichmond, VA
Median Salary$138,299$136,121
Hourly Rate$66.49$65.45
Entry Level (P10)$85,478$96,740
25th Percentile$104,542$103,602
75th Percentile$177,023$170,053
Top Earner (P90)$214,364$219,548
Total Employed24120
Side-by-side bar chart comparing Hampton ($138,299) and Richmond ($136,121) actuary salaries.HamptonRichmondMedian Salary$138,299$136,121Entry Level (P10)$85,478$96,740Top Earner (P90)$214,364$219,548US Median $134,160

Verdict

Hampton and Richmond are closely matched on overall actuary compensation, each winning on different metrics.

The salary gap between Hampton and Richmond is $2,178 (1.60%). Hampton's median is +3.09% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Hampton spans $128,886,Richmond spans $122,808. Hampton has a wider pay range, meaning more potential for high earners but also more variation.

Hampton
P10 (Entry)$85,478
P25$104,542
Median$138,299
P75$177,023
P90 (Top)$214,364
Richmond
P10 (Entry)$96,740
P25$103,602
Median$136,121
P75$170,053
P90 (Top)$219,548

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Richmond ($139,101 effective) pays 3.80% more than Hampton ($134,011 effective).

Hampton
Nominal: $138,299
CoL Index: 103.2
Adjusted: $134,011
Richmond
Nominal: $136,121
CoL Index: 97.858
Adjusted: $139,101

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Hampton if…

  • Higher median salary ($138,299/year)
  • You prefer the Virginia area and lifestyle

Choose Richmond if…

  • Better top-earner potential ($219,548)
  • Larger job market (120 employed)
  • Better purchasing power (CoL-adjusted: $139,101)
  • You prefer the Virginia area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Hampton grew 1.6% from 2024 to 2025, compared to -4.2% growth in Richmond over the same period.

Hampton, VA

+1.6%

$131,949 (2024) → $134,011 (2025)

Richmond, VA

+-4.2%

$137,720 (2019) → $131,900 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Hampton or Richmond?

Hampton has a higher median actuary salary at $138,299/year, compared to Richmond at $136,121/year — a difference of $2,178 (1.60%).

What is the hourly rate difference between Hampton and Richmond?

Hampton actuarys earn $66.49/hr while Richmond hygienists earn $65.45/hr (2026 est.).

Should I relocate from Hampton to Richmond as a actuary?

Consider more than just salary when comparing Hampton and Richmond. Factor in cost of living (CoL-adjusted: Hampton = $134,011, Richmond = $139,101), job availability (24 vs 120 employed), commute, and career growth potential.

What do entry-level actuarys earn in Hampton vs Richmond?

Entry-level (10th percentile) actuarys earn $85,478 in Hampton and $96,740 in Richmond. The Richmond area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov