Actuary Pay

Hackensack vs Trenton: Actuary Salary (2026)

Compare actuary salaries between Hackensack, NJ and Trenton, NJ. All figures are 2026 estimates projected from BLS 2025 data.

Hackensack, NJ
$148,303
$71.30/hr
Trenton, NJ
$133,685
$64.27/hr

Side-by-Side Comparison

MetricHackensack, NJTrenton, NJ
Median Salary$148,303$133,685
Hourly Rate$71.30$64.27
Entry Level (P10)$96,446$64,005
25th Percentile$115,000$105,378
75th Percentile$187,492$178,216
Top Earner (P90)$229,869$178,670
Total Employed8110
Side-by-side bar chart comparing Hackensack ($148,303) and Trenton ($133,685) actuary salaries.HackensackTrentonMedian Salary$148,303$133,685Entry Level (P10)$96,446$64,005Top Earner (P90)$229,869$178,670US Median $134,160

Verdict

Hackensack, NJ offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Trenton.

The salary gap between Hackensack and Trenton is $14,618 (10.93%). Hackensack's median is +10.54% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Hackensack spans $133,423,Trenton spans $114,665. Hackensack has a wider pay range, meaning more potential for high earners but also more variation.

Hackensack
P10 (Entry)$96,446
P25$115,000
Median$148,303
P75$187,492
P90 (Top)$229,869
Trenton
P10 (Entry)$64,005
P25$105,378
Median$133,685
P75$178,216
P90 (Top)$178,670

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Trenton ($129,565 effective) pays 0.64% more than Hackensack ($128,735 effective).

Hackensack
Nominal: $148,303
CoL Index: 115.2
Adjusted: $128,735
Trenton
Nominal: $133,685
CoL Index: 103.18
Adjusted: $129,565

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Hackensack if…

  • Higher median salary ($148,303/year)
  • Better top-earner potential ($229,869)
  • You prefer the New Jersey area and lifestyle

Choose Trenton if…

  • Larger job market (110 employed)
  • Better purchasing power (CoL-adjusted: $129,565)
  • You prefer the New Jersey area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Hackensack grew -8.5% from 2024 to 2025, compared to 31.8% growth in Trenton over the same period.

Hackensack, NJ

+-8.5%

$156,969 (2024) → $143,704 (2025)

Trenton, NJ

+31.8%

$98,310 (2019) → $129,540 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Hackensack or Trenton?

Hackensack has a higher median actuary salary at $148,303/year, compared to Trenton at $133,685/year — a difference of $14,618 (10.93%).

What is the hourly rate difference between Hackensack and Trenton?

Hackensack actuarys earn $71.30/hr while Trenton hygienists earn $64.27/hr (2026 est.).

Should I relocate from Hackensack to Trenton as a actuary?

Consider more than just salary when comparing Hackensack and Trenton. Factor in cost of living (CoL-adjusted: Hackensack = $128,735, Trenton = $129,565), job availability (8 vs 110 employed), commute, and career growth potential.

What do entry-level actuarys earn in Hackensack vs Trenton?

Entry-level (10th percentile) actuarys earn $96,446 in Hackensack and $64,005 in Trenton. The Hackensack area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov