Actuary Pay

Gallatin vs Nashville: Actuary Salary (2026)

Compare actuary salaries between Gallatin, TN and Nashville, TN. All figures are 2026 estimates projected from BLS 2025 data.

Gallatin, TN
$119,421
$57.41/hr
Nashville, TN
$122,901
$59.09/hr

Side-by-Side Comparison

MetricGallatin, TNNashville, TN
Median Salary$119,421$122,901
Hourly Rate$57.41$59.09
Entry Level (P10)$69,862$80,898
25th Percentile$94,117$80,909
75th Percentile$152,859$167,566
Top Earner (P90)$185,103$454,348
Total Employed11110
Side-by-side bar chart comparing Gallatin ($119,421) and Nashville ($122,901) actuary salaries.GallatinNashvilleMedian Salary$119,421$122,901Entry Level (P10)$69,862$80,898Top Earner (P90)$185,103$454,348US Median $134,160

Verdict

Nashville, TN offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Gallatin.

The salary gap between Gallatin and Nashville is $3,480 (2.91%). Nashville's median is -8.39% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Gallatin spans $115,241,Nashville spans $373,450. Nashville has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Gallatin
P10 (Entry)$69,862
P25$94,117
Median$119,421
P75$152,859
P90 (Top)$185,103
Nashville
P10 (Entry)$80,898
P25$80,909
Median$122,901
P75$167,566
P90 (Top)$454,348

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Gallatin ($130,088 effective) pays 1.97% more than Nashville ($127,573 effective).

Gallatin
Nominal: $119,421
CoL Index: 91.8
Adjusted: $130,088
Nashville
Nominal: $122,901
CoL Index: 96.338
Adjusted: $127,573

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Gallatin if…

  • Better purchasing power (CoL-adjusted: $130,088)
  • You prefer the Tennessee area and lifestyle

Choose Nashville if…

  • Higher median salary ($122,901/year)
  • Better top-earner potential ($454,348)
  • Larger job market (110 employed)
  • You prefer the Tennessee area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Gallatin grew 13.0% from 2024 to 2025, compared to 12.8% growth in Nashville over the same period.

Gallatin, TN

+13.0%

$102,366 (2024) → $115,718 (2025)

Nashville, TN

+12.8%

$105,530 (2019) → $119,090 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Gallatin or Nashville?

Nashville has a higher median actuary salary at $122,901/year, compared to Gallatin at $119,421/year — a difference of $3,480 (2.91%).

What is the hourly rate difference between Gallatin and Nashville?

Gallatin actuarys earn $57.41/hr while Nashville hygienists earn $59.09/hr (2026 est.).

Should I relocate from Gallatin to Nashville as a actuary?

Consider more than just salary when comparing Gallatin and Nashville. Factor in cost of living (CoL-adjusted: Gallatin = $130,088, Nashville = $127,573), job availability (11 vs 110 employed), commute, and career growth potential.

What do entry-level actuarys earn in Gallatin vs Nashville?

Entry-level (10th percentile) actuarys earn $69,862 in Gallatin and $80,898 in Nashville. The Nashville area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov