Actuary Pay

Fredericksburg vs Norfolk: Actuary Salary (2026)

Compare actuary salaries between Fredericksburg, VA and Norfolk, VA. All figures are 2026 estimates projected from BLS 2025 data.

Fredericksburg, VA
$134,788
$64.80/hr
Norfolk, VA
$106,300
$51.10/hr

Side-by-Side Comparison

MetricFredericksburg, VANorfolk, VA
Median Salary$134,788$106,300
Hourly Rate$64.80$51.10
Entry Level (P10)$79,742$61,654
25th Percentile$106,885$76,536
75th Percentile$172,530$136,064
Top Earner (P90)$208,922$164,765
Total Employed754
Side-by-side bar chart comparing Fredericksburg ($134,788) and Norfolk ($106,300) actuary salaries.FredericksburgNorfolkMedian Salary$134,788$106,300Entry Level (P10)$79,742$61,654Top Earner (P90)$208,922$164,765US Median $134,160

Verdict

Fredericksburg, VA offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Norfolk.

The salary gap between Fredericksburg and Norfolk is $28,488 (26.80%). Fredericksburg's median is +0.47% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Fredericksburg spans $129,180,Norfolk spans $103,111. Fredericksburg has a wider pay range, meaning more potential for high earners but also more variation.

Fredericksburg
P10 (Entry)$79,742
P25$106,885
Median$134,788
P75$172,530
P90 (Top)$208,922
Norfolk
P10 (Entry)$61,654
P25$76,536
Median$106,300
P75$136,064
P90 (Top)$164,765

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Fredericksburg ($130,609 effective) pays 26.80% more than Norfolk ($103,004 effective).

Fredericksburg
Nominal: $134,788
CoL Index: 103.2
Adjusted: $130,609
Norfolk
Nominal: $106,300
CoL Index: 103.2
Adjusted: $103,004

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Fredericksburg if…

  • Higher median salary ($134,788/year)
  • Better top-earner potential ($208,922)
  • Better purchasing power (CoL-adjusted: $130,609)
  • You prefer the Virginia area and lifestyle

Choose Norfolk if…

  • Larger job market (54 employed)
  • You prefer the Virginia area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Fredericksburg grew 1.6% from 2024 to 2025, compared to -25.4% growth in Norfolk over the same period.

Fredericksburg, VA

+1.6%

$128,600 (2024) → $130,609 (2025)

Norfolk, VA

+-25.4%

$138,089 (2024) → $103,004 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Fredericksburg or Norfolk?

Fredericksburg has a higher median actuary salary at $134,788/year, compared to Norfolk at $106,300/year — a difference of $28,488 (26.80%).

What is the hourly rate difference between Fredericksburg and Norfolk?

Fredericksburg actuarys earn $64.80/hr while Norfolk hygienists earn $51.10/hr (2026 est.).

Should I relocate from Fredericksburg to Norfolk as a actuary?

Consider more than just salary when comparing Fredericksburg and Norfolk. Factor in cost of living (CoL-adjusted: Fredericksburg = $130,609, Norfolk = $103,004), job availability (7 vs 54 employed), commute, and career growth potential.

What do entry-level actuarys earn in Fredericksburg vs Norfolk?

Entry-level (10th percentile) actuarys earn $79,742 in Fredericksburg and $61,654 in Norfolk. The Fredericksburg area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov