Actuary Pay

Fort Worth vs Lubbock: Actuary Salary (2026)

Compare actuary salaries between Fort Worth, TX and Lubbock, TX. All figures are 2026 estimates projected from BLS 2025 data.

Fort Worth, TX
$130,916
$62.94/hr
Lubbock, TX
$130,700
$62.84/hr

Side-by-Side Comparison

MetricFort Worth, TXLubbock, TX
Median Salary$130,916$130,700
Hourly Rate$62.94$62.84
Entry Level (P10)$79,497$77,725
25th Percentile$98,224$96,801
75th Percentile$167,573$167,295
Top Earner (P90)$202,920$202,585
Total Employed21939
Side-by-side bar chart comparing Fort Worth ($130,916) and Lubbock ($130,700) actuary salaries.Fort WorthLubbockMedian Salary$130,916$130,700Entry Level (P10)$79,497$77,725Top Earner (P90)$202,920$202,585US Median $134,160

Verdict

Fort Worth, TX offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Lubbock.

The salary gap between Fort Worth and Lubbock is $216 (0.17%). Fort Worth's median is -2.42% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Fort Worth spans $123,423,Lubbock spans $124,860. Lubbock has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Fort Worth
P10 (Entry)$79,497
P25$98,224
Median$130,916
P75$167,573
P90 (Top)$202,920
Lubbock
P10 (Entry)$77,725
P25$96,801
Median$130,700
P75$167,295
P90 (Top)$202,585

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Fort Worth ($136,371 effective) pays 0.17% more than Lubbock ($136,146 effective).

Fort Worth
Nominal: $130,916
CoL Index: 96
Adjusted: $136,371
Lubbock
Nominal: $130,700
CoL Index: 96
Adjusted: $136,146

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Fort Worth if…

  • Higher median salary ($130,916/year)
  • Better top-earner potential ($202,920)
  • Larger job market (219 employed)
  • Better purchasing power (CoL-adjusted: $136,371)
  • You prefer the Texas area and lifestyle

Choose Lubbock if…

  • You prefer the Texas area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Fort Worth grew -3.8% from 2024 to 2025, compared to 1.6% growth in Lubbock over the same period.

Fort Worth, TX

+-3.8%

$131,845 (2024) → $126,857 (2025)

Lubbock, TX

+1.6%

$124,698 (2024) → $126,647 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Fort Worth or Lubbock?

Fort Worth has a higher median actuary salary at $130,916/year, compared to Lubbock at $130,700/year — a difference of $216 (0.17%).

What is the hourly rate difference between Fort Worth and Lubbock?

Fort Worth actuarys earn $62.94/hr while Lubbock hygienists earn $62.84/hr (2026 est.).

Should I relocate from Fort Worth to Lubbock as a actuary?

Consider more than just salary when comparing Fort Worth and Lubbock. Factor in cost of living (CoL-adjusted: Fort Worth = $136,371, Lubbock = $136,146), job availability (219 vs 39 employed), commute, and career growth potential.

What do entry-level actuarys earn in Fort Worth vs Lubbock?

Entry-level (10th percentile) actuarys earn $79,497 in Fort Worth and $77,725 in Lubbock. The Fort Worth area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov