Actuary Pay

Federal Way vs Spokane: Actuary Salary (2026)

Compare actuary salaries between Federal Way, WA and Spokane, WA. All figures are 2026 estimates projected from BLS 2025 data.

Federal Way, WA
$142,786
$68.65/hr
Spokane, WA
$146,101
$70.24/hr

Side-by-Side Comparison

MetricFederal Way, WASpokane, WA
Median Salary$142,786$146,101
Hourly Rate$68.65$70.24
Entry Level (P10)$86,496$86,136
25th Percentile$106,604$108,070
75th Percentile$182,767$187,010
Top Earner (P90)$221,319$226,457
Total Employed2256
Side-by-side bar chart comparing Federal Way ($142,786) and Spokane ($146,101) actuary salaries.Federal WaySpokaneMedian Salary$142,786$146,101Entry Level (P10)$86,496$86,136Top Earner (P90)$221,319$226,457US Median $134,160

Verdict

Spokane, WA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Federal Way.

The salary gap between Federal Way and Spokane is $3,315 (2.32%). Spokane's median is +8.90% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Federal Way spans $134,823,Spokane spans $140,321. Spokane has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Federal Way
P10 (Entry)$86,496
P25$106,604
Median$142,786
P75$182,767
P90 (Top)$221,319
Spokane
P10 (Entry)$86,136
P25$108,070
Median$146,101
P75$187,010
P90 (Top)$226,457

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Spokane ($136,034 effective) pays 2.32% more than Federal Way ($132,948 effective).

Federal Way
Nominal: $142,786
CoL Index: 107.4
Adjusted: $132,948
Spokane
Nominal: $146,101
CoL Index: 107.4
Adjusted: $136,034

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Federal Way if…

  • You prefer the Washington area and lifestyle

Choose Spokane if…

  • Higher median salary ($146,101/year)
  • Better top-earner potential ($226,457)
  • Larger job market (56 employed)
  • Better purchasing power (CoL-adjusted: $136,034)
  • You prefer the Washington area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Federal Way grew -1.5% from 2024 to 2025, compared to -1.5% growth in Spokane over the same period.

Federal Way, WA

+-1.5%

$140,488 (2024) → $138,359 (2025)

Spokane, WA

+-1.5%

$143,749 (2024) → $141,571 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Federal Way or Spokane?

Spokane has a higher median actuary salary at $146,101/year, compared to Federal Way at $142,786/year — a difference of $3,315 (2.32%).

What is the hourly rate difference between Federal Way and Spokane?

Federal Way actuarys earn $68.65/hr while Spokane hygienists earn $70.24/hr (2026 est.).

Should I relocate from Federal Way to Spokane as a actuary?

Consider more than just salary when comparing Federal Way and Spokane. Factor in cost of living (CoL-adjusted: Federal Way = $132,948, Spokane = $136,034), job availability (22 vs 56 employed), commute, and career growth potential.

What do entry-level actuarys earn in Federal Way vs Spokane?

Entry-level (10th percentile) actuarys earn $86,496 in Federal Way and $86,136 in Spokane. The Federal Way area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov