Actuary Pay

Fayetteville vs Fort Smith: Actuary Salary (2026)

Compare actuary salaries between Fayetteville, AR and Fort Smith, AR. All figures are 2026 estimates projected from BLS 2025 data.

Fayetteville, AR
$101,634
$48.87/hr
Fort Smith, AR
$102,155
$49.11/hr

Side-by-Side Comparison

MetricFayetteville, ARFort Smith, AR
Median Salary$101,634$102,155
Hourly Rate$48.87$49.11
Entry Level (P10)$60,523$61,682
25th Percentile$78,800$75,948
75th Percentile$130,092$130,757
Top Earner (P90)$157,534$158,340
Total Employed1815
Side-by-side bar chart comparing Fayetteville ($101,634) and Fort Smith ($102,155) actuary salaries.FayettevilleFort SmithMedian Salary$101,634$102,155Entry Level (P10)$60,523$61,682Top Earner (P90)$157,534$158,340US Median $134,160

Verdict

Fort Smith, AR offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Fayetteville.

The salary gap between Fayetteville and Fort Smith is $521 (0.51%). Fort Smith's median is -23.86% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Fayetteville spans $97,011,Fort Smith spans $96,658. Fayetteville has a wider pay range, meaning more potential for high earners but also more variation.

Fayetteville
P10 (Entry)$60,523
P25$78,800
Median$101,634
P75$130,092
P90 (Top)$157,534
Fort Smith
P10 (Entry)$61,682
P25$75,948
Median$102,155
P75$130,757
P90 (Top)$158,340

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Fort Smith ($117,555 effective) pays 0.51% more than Fayetteville ($116,955 effective).

Fayetteville
Nominal: $101,634
CoL Index: 86.9
Adjusted: $116,955
Fort Smith
Nominal: $102,155
CoL Index: 86.9
Adjusted: $117,555

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Fayetteville if…

  • Larger job market (18 employed)
  • You prefer the Arkansas area and lifestyle

Choose Fort Smith if…

  • Higher median salary ($102,155/year)
  • Better top-earner potential ($158,340)
  • Better purchasing power (CoL-adjusted: $117,555)
  • You prefer the Arkansas area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Fayetteville grew 10.3% from 2024 to 2025, compared to 10.3% growth in Fort Smith over the same period.

Fayetteville, AR

+10.3%

$89,257 (2024) → $98,483 (2025)

Fort Smith, AR

+10.3%

$89,714 (2024) → $98,987 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Fayetteville or Fort Smith?

Fort Smith has a higher median actuary salary at $102,155/year, compared to Fayetteville at $101,634/year — a difference of $521 (0.51%).

What is the hourly rate difference between Fayetteville and Fort Smith?

Fayetteville actuarys earn $48.87/hr while Fort Smith hygienists earn $49.11/hr (2026 est.).

Should I relocate from Fayetteville to Fort Smith as a actuary?

Consider more than just salary when comparing Fayetteville and Fort Smith. Factor in cost of living (CoL-adjusted: Fayetteville = $116,955, Fort Smith = $117,555), job availability (18 vs 15 employed), commute, and career growth potential.

What do entry-level actuarys earn in Fayetteville vs Fort Smith?

Entry-level (10th percentile) actuarys earn $60,523 in Fayetteville and $61,682 in Fort Smith. The Fort Smith area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov