Actuary Pay

Fargo vs Mandan: Actuary Salary (2026)

Compare actuary salaries between Fargo, ND and Mandan, ND. All figures are 2026 estimates projected from BLS 2025 data.

Fargo, ND
$114,076
$54.84/hr
Mandan, ND
$103,108
$49.57/hr

Side-by-Side Comparison

MetricFargo, NDMandan, ND
Median Salary$114,076$103,108
Hourly Rate$54.84$49.57
Entry Level (P10)$66,165$70,079
25th Percentile$82,135$79,535
75th Percentile$146,018$131,978
Top Earner (P90)$176,818$159,818
Total Employed316
Side-by-side bar chart comparing Fargo ($114,076) and Mandan ($103,108) actuary salaries.FargoMandanMedian Salary$114,076$103,108Entry Level (P10)$66,165$70,079Top Earner (P90)$176,818$159,818US Median $134,160

Verdict

Fargo, ND offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Mandan.

The salary gap between Fargo and Mandan is $10,968 (10.64%). Fargo's median is -14.97% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Fargo spans $110,653,Mandan spans $89,739. Fargo has a wider pay range, meaning more potential for high earners but also more variation.

Fargo
P10 (Entry)$66,165
P25$82,135
Median$114,076
P75$146,018
P90 (Top)$176,818
Mandan
P10 (Entry)$70,079
P25$79,535
Median$103,108
P75$131,978
P90 (Top)$159,818

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Fargo ($123,996 effective) pays 10.64% more than Mandan ($112,074 effective).

Fargo
Nominal: $114,076
CoL Index: 92
Adjusted: $123,996
Mandan
Nominal: $103,108
CoL Index: 92
Adjusted: $112,074

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Fargo if…

  • Higher median salary ($114,076/year)
  • Better top-earner potential ($176,818)
  • Larger job market (31 employed)
  • Better purchasing power (CoL-adjusted: $123,996)
  • You prefer the North Dakota area and lifestyle

Choose Mandan if…

  • You prefer the North Dakota area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Fargo grew 5.6% from 2024 to 2025, compared to 5.6% growth in Mandan over the same period.

Fargo, ND

+5.6%

$104,645 (2024) → $110,539 (2025)

Mandan, ND

+5.6%

$94,584 (2024) → $99,911 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Fargo or Mandan?

Fargo has a higher median actuary salary at $114,076/year, compared to Mandan at $103,108/year — a difference of $10,968 (10.64%).

What is the hourly rate difference between Fargo and Mandan?

Fargo actuarys earn $54.84/hr while Mandan hygienists earn $49.57/hr (2026 est.).

Should I relocate from Fargo to Mandan as a actuary?

Consider more than just salary when comparing Fargo and Mandan. Factor in cost of living (CoL-adjusted: Fargo = $123,996, Mandan = $112,074), job availability (31 vs 6 employed), commute, and career growth potential.

What do entry-level actuarys earn in Fargo vs Mandan?

Entry-level (10th percentile) actuarys earn $66,165 in Fargo and $70,079 in Mandan. The Mandan area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov