Actuary Pay

Fall River vs Worcester: Actuary Salary (2026)

Compare actuary salaries between Fall River, MA and Worcester, MA. All figures are 2026 estimates projected from BLS 2025 data.

Fall River, MA
$143,699
$69.08/hr
Worcester, MA
$127,111
$61.12/hr

Side-by-Side Comparison

MetricFall River, MAWorcester, MA
Median Salary$143,699$127,111
Hourly Rate$69.08$61.12
Entry Level (P10)$92,322$81,187
25th Percentile$111,111$84,046
75th Percentile$183,934$166,080
Top Earner (P90)$222,733$195,585
Total Employed2180
Side-by-side bar chart comparing Fall River ($143,699) and Worcester ($127,111) actuary salaries.Fall RiverWorcesterMedian Salary$143,699$127,111Entry Level (P10)$92,322$81,187Top Earner (P90)$222,733$195,585US Median $134,160

Verdict

Fall River, MA offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Worcester.

The salary gap between Fall River and Worcester is $16,588 (13.05%). Fall River's median is +7.11% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Fall River spans $130,411,Worcester spans $114,398. Fall River has a wider pay range, meaning more potential for high earners but also more variation.

Fall River
P10 (Entry)$92,322
P25$111,111
Median$143,699
P75$183,934
P90 (Top)$222,733
Worcester
P10 (Entry)$81,187
P25$84,046
Median$127,111
P75$166,080
P90 (Top)$195,585

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Fall River ($132,441 effective) pays 6.82% more than Worcester ($123,983 effective).

Fall River
Nominal: $143,699
CoL Index: 108.5
Adjusted: $132,441
Worcester
Nominal: $127,111
CoL Index: 102.523
Adjusted: $123,983

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Fall River if…

  • Higher median salary ($143,699/year)
  • Better top-earner potential ($222,733)
  • Better purchasing power (CoL-adjusted: $132,441)
  • You prefer the Massachusetts area and lifestyle

Choose Worcester if…

  • Larger job market (80 employed)
  • You prefer the Massachusetts area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Fall River grew -8.5% from 2024 to 2025, compared to 30.0% growth in Worcester over the same period.

Fall River, MA

+-8.5%

$152,096 (2024) → $139,243 (2025)

Worcester, MA

+30.0%

$94,780 (2019) → $123,170 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Fall River or Worcester?

Fall River has a higher median actuary salary at $143,699/year, compared to Worcester at $127,111/year — a difference of $16,588 (13.05%).

What is the hourly rate difference between Fall River and Worcester?

Fall River actuarys earn $69.08/hr while Worcester hygienists earn $61.12/hr (2026 est.).

Should I relocate from Fall River to Worcester as a actuary?

Consider more than just salary when comparing Fall River and Worcester. Factor in cost of living (CoL-adjusted: Fall River = $132,441, Worcester = $123,983), job availability (21 vs 80 employed), commute, and career growth potential.

What do entry-level actuarys earn in Fall River vs Worcester?

Entry-level (10th percentile) actuarys earn $92,322 in Fall River and $81,187 in Worcester. The Fall River area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov