Elizabethtown vs Lexington: Actuary Salary (2026)
Compare actuary salaries between Elizabethtown, KY and Lexington, KY. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Elizabethtown, KY | Lexington, KY |
|---|---|---|
| Median Salary | $105,089 | $112,898▲ |
| Hourly Rate | $50.53 | $54.27▲ |
| Entry Level (P10) | $62,726 | $69,216▲ |
| 25th Percentile | $77,424 | $85,551▲ |
| 75th Percentile | $132,779 | $144,509▲ |
| Top Earner (P90) | $162,888 | $174,991▲ |
| Total Employed | 5 | 82▲ |
Verdict
Lexington, KY offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Elizabethtown.
The salary gap between Elizabethtown and Lexington is $7,809 (7.43%). Lexington's median is -15.85% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Elizabethtown spans $100,162,Lexington spans $105,775. Lexington has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Lexington ($126,426 effective) pays 7.43% more than Elizabethtown ($117,681 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Elizabethtown if…
- ✓You prefer the Kentucky area and lifestyle
Choose Lexington if…
- ✓Higher median salary ($112,898/year)
- ✓Better top-earner potential ($174,991)
- ✓Larger job market (82 employed)
- ✓Better purchasing power (CoL-adjusted: $126,426)
- ✓You prefer the Kentucky area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Elizabethtown grew 8.0% from 2024 to 2025, compared to 8.0% growth in Lexington over the same period.
Elizabethtown, KY
$94,250 (2024) → $101,830 (2025)
Lexington, KY
$101,254 (2024) → $109,397 (2025)
View Full Salary Data
Elizabethtown, KY
Lexington, KY
Frequently Asked Questions
Which city pays actuarys more: Elizabethtown or Lexington?
What is the hourly rate difference between Elizabethtown and Lexington?
Should I relocate from Elizabethtown to Lexington as a actuary?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov