Actuary Pay

Dover vs Smyrna: Actuary Salary (2026)

Compare actuary salaries between Dover, DE and Smyrna, DE. All figures are 2026 estimates projected from BLS 2025 data.

Dover, DE
$127,531
$61.31/hr
Smyrna, DE
$119,222
$57.32/hr

Side-by-Side Comparison

MetricDover, DESmyrna, DE
Median Salary$127,531$119,222
Hourly Rate$61.31$57.32
Entry Level (P10)$75,398$79,261
25th Percentile$101,094$93,370
75th Percentile$163,241$152,272
Top Earner (P90)$197,673$184,794
Total Employed75
Side-by-side bar chart comparing Dover ($127,531) and Smyrna ($119,222) actuary salaries.DoverSmyrnaMedian Salary$127,531$119,222Entry Level (P10)$75,398$79,261Top Earner (P90)$197,673$184,794US Median $134,160

Verdict

Dover, DE offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Smyrna.

The salary gap between Dover and Smyrna is $8,309 (6.97%). Dover's median is -4.94% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Dover spans $122,275,Smyrna spans $105,533. Dover has a wider pay range, meaning more potential for high earners but also more variation.

Dover
P10 (Entry)$75,398
P25$101,094
Median$127,531
P75$163,241
P90 (Top)$197,673
Smyrna
P10 (Entry)$79,261
P25$93,370
Median$119,222
P75$152,272
P90 (Top)$184,794

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Dover ($125,399 effective) pays 6.97% more than Smyrna ($117,229 effective).

Dover
Nominal: $127,531
CoL Index: 101.7
Adjusted: $125,399
Smyrna
Nominal: $119,222
CoL Index: 101.7
Adjusted: $117,229

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Dover if…

  • Higher median salary ($127,531/year)
  • Better top-earner potential ($197,673)
  • Larger job market (7 employed)
  • Better purchasing power (CoL-adjusted: $125,399)
  • You prefer the Delaware area and lifestyle

Choose Smyrna if…

  • You prefer the Delaware area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Dover grew -5.7% from 2024 to 2025, compared to -5.7% growth in Smyrna over the same period.

Dover, DE

+-5.7%

$131,019 (2024) → $123,577 (2025)

Smyrna, DE

+-5.7%

$122,483 (2024) → $115,525 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Dover or Smyrna?

Dover has a higher median actuary salary at $127,531/year, compared to Smyrna at $119,222/year — a difference of $8,309 (6.97%).

What is the hourly rate difference between Dover and Smyrna?

Dover actuarys earn $61.31/hr while Smyrna hygienists earn $57.32/hr (2026 est.).

Should I relocate from Dover to Smyrna as a actuary?

Consider more than just salary when comparing Dover and Smyrna. Factor in cost of living (CoL-adjusted: Dover = $125,399, Smyrna = $117,229), job availability (7 vs 5 employed), commute, and career growth potential.

What do entry-level actuarys earn in Dover vs Smyrna?

Entry-level (10th percentile) actuarys earn $75,398 in Dover and $79,261 in Smyrna. The Smyrna area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov