Actuary Pay

Cottonwood Heights vs Orem: Actuary Salary (2026)

Compare actuary salaries between Cottonwood Heights, UT and Orem, UT. All figures are 2026 estimates projected from BLS 2025 data.

Cottonwood Heights, UT
$129,414
$62.22/hr
Orem, UT
$128,925
$61.98/hr

Side-by-Side Comparison

MetricCottonwood Heights, UTOrem, UT
Median Salary$129,414$128,925
Hourly Rate$62.22$61.98
Entry Level (P10)$78,576$81,377
25th Percentile$96,329$98,499
75th Percentile$165,649$165,024
Top Earner (P90)$200,592$199,833
Total Employed524
Side-by-side bar chart comparing Cottonwood Heights ($129,414) and Orem ($128,925) actuary salaries.Cottonwood HeightsOremMedian Salary$129,414$128,925Entry Level (P10)$78,576$81,377Top Earner (P90)$200,592$199,833US Median $134,160

Verdict

Cottonwood Heights, UT offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Orem.

The salary gap between Cottonwood Heights and Orem is $489 (0.38%). Cottonwood Heights's median is -3.54% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cottonwood Heights spans $122,016,Orem spans $118,456. Cottonwood Heights has a wider pay range, meaning more potential for high earners but also more variation.

Cottonwood Heights
P10 (Entry)$78,576
P25$96,329
Median$129,414
P75$165,649
P90 (Top)$200,592
Orem
P10 (Entry)$81,377
P25$98,499
Median$128,925
P75$165,024
P90 (Top)$199,833

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Cottonwood Heights ($131,920 effective) pays 0.38% more than Orem ($131,422 effective).

Cottonwood Heights
Nominal: $129,414
CoL Index: 98.1
Adjusted: $131,920
Orem
Nominal: $128,925
CoL Index: 98.1
Adjusted: $131,422

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cottonwood Heights if…

  • Higher median salary ($129,414/year)
  • Better top-earner potential ($200,592)
  • Better purchasing power (CoL-adjusted: $131,920)
  • You prefer the Utah area and lifestyle

Choose Orem if…

  • Larger job market (24 employed)
  • You prefer the Utah area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Cottonwood Heights grew 13.0% from 2024 to 2025, compared to 13.0% growth in Orem over the same period.

Cottonwood Heights, UT

+13.0%

$110,932 (2024) → $125,401 (2025)

Orem, UT

+13.0%

$110,512 (2024) → $124,927 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Cottonwood Heights or Orem?

Cottonwood Heights has a higher median actuary salary at $129,414/year, compared to Orem at $128,925/year — a difference of $489 (0.38%).

What is the hourly rate difference between Cottonwood Heights and Orem?

Cottonwood Heights actuarys earn $62.22/hr while Orem hygienists earn $61.98/hr (2026 est.).

Should I relocate from Cottonwood Heights to Orem as a actuary?

Consider more than just salary when comparing Cottonwood Heights and Orem. Factor in cost of living (CoL-adjusted: Cottonwood Heights = $131,920, Orem = $131,422), job availability (5 vs 24 employed), commute, and career growth potential.

What do entry-level actuarys earn in Cottonwood Heights vs Orem?

Entry-level (10th percentile) actuarys earn $78,576 in Cottonwood Heights and $81,377 in Orem. The Orem area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov