Cincinnati vs Trotwood: Actuary Salary (2026)
Compare actuary salaries between Cincinnati, OH and Trotwood, OH. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Cincinnati, OH | Trotwood, OH |
|---|---|---|
| Median Salary | $112,251 | $114,112▲ |
| Hourly Rate | $53.96 | $54.86▲ |
| Entry Level (P10) | $83,716▲ | $78,086 |
| 25th Percentile | $97,926▲ | $91,075 |
| 75th Percentile | $158,887▲ | $146,064 |
| Top Earner (P90) | $180,796▲ | $176,874 |
| Total Employed | 340▲ | 6 |
Verdict
Cincinnati and Trotwood are closely matched on overall actuary compensation, each winning on different metrics.
The salary gap between Cincinnati and Trotwood is $1,861 (1.66%). Trotwood's median is -14.94% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Cincinnati spans $97,080,Trotwood spans $98,788. Trotwood has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Trotwood ($125,813 effective) pays 6.89% more than Cincinnati ($117,701 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Cincinnati if…
- ✓Better top-earner potential ($180,796)
- ✓Larger job market (340 employed)
- ✓You prefer the Ohio area and lifestyle
Choose Trotwood if…
- ✓Higher median salary ($114,112/year)
- ✓Better purchasing power (CoL-adjusted: $125,813)
- ✓You prefer the Ohio area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Cincinnati grew 6.4% from 2019 to 2025, compared to 8.3% growth in Trotwood over the same period.
Cincinnati, OH
$102,250 (2019) → $108,770 (2025)
Trotwood, OH
$102,068 (2024) → $110,574 (2025)
View Full Salary Data
Cincinnati, OH
Trotwood, OH
Frequently Asked Questions
Which city pays actuarys more: Cincinnati or Trotwood?
What is the hourly rate difference between Cincinnati and Trotwood?
Should I relocate from Cincinnati to Trotwood as a actuary?
What do entry-level actuarys earn in Cincinnati vs Trotwood?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov