Cincinnati vs Hamilton: Actuary Salary (2026)
Compare actuary salaries between Cincinnati, OH and Hamilton, OH. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Cincinnati, OH | Hamilton, OH |
|---|---|---|
| Median Salary | $112,251 | $121,734▲ |
| Hourly Rate | $53.96 | $58.52▲ |
| Entry Level (P10) | $83,716▲ | $71,073 |
| 25th Percentile | $97,926▲ | $88,775 |
| 75th Percentile | $158,887▲ | $155,820 |
| Top Earner (P90) | $180,796 | $188,687▲ |
| Total Employed | 340▲ | 11 |
Verdict
Hamilton, OH offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Cincinnati.
The salary gap between Cincinnati and Hamilton is $9,483 (8.45%). Hamilton's median is -9.26% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Cincinnati spans $97,080,Hamilton spans $117,614. Hamilton has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Hamilton ($134,216 effective) pays 14.03% more than Cincinnati ($117,701 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Cincinnati if…
- ✓Larger job market (340 employed)
- ✓You prefer the Ohio area and lifestyle
Choose Hamilton if…
- ✓Higher median salary ($121,734/year)
- ✓Better top-earner potential ($188,687)
- ✓Better purchasing power (CoL-adjusted: $134,216)
- ✓You prefer the Ohio area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Cincinnati grew 6.4% from 2019 to 2025, compared to 8.3% growth in Hamilton over the same period.
Cincinnati, OH
$102,250 (2019) → $108,770 (2025)
Hamilton, OH
$108,885 (2024) → $117,959 (2025)
View Full Salary Data
Cincinnati, OH
Hamilton, OH
Frequently Asked Questions
Which city pays actuarys more: Cincinnati or Hamilton?
What is the hourly rate difference between Cincinnati and Hamilton?
Should I relocate from Cincinnati to Hamilton as a actuary?
What do entry-level actuarys earn in Cincinnati vs Hamilton?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov