Actuary Pay

Buffalo vs Valley Stream: Actuary Salary (2026)

Compare actuary salaries between Buffalo, NY and Valley Stream, NY. All figures are 2026 estimates projected from BLS 2025 data.

Buffalo, NY
$113,716
$54.68/hr
Valley Stream, NY
$150,918
$72.56/hr

Side-by-Side Comparison

MetricBuffalo, NYValley Stream, NY
Median Salary$113,716$150,918
Hourly Rate$54.68$72.56
Entry Level (P10)$77,895$87,889
25th Percentile$82,034$119,117
75th Percentile$141,033$193,175
Top Earner (P90)$169,991$233,922
Total Employed9010
Side-by-side bar chart comparing Buffalo ($113,716) and Valley Stream ($150,918) actuary salaries.BuffaloValley StreamMedian Salary$113,716$150,918Entry Level (P10)$77,895$87,889Top Earner (P90)$169,991$233,922US Median $134,160

Verdict

Valley Stream, NY offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Buffalo.

The salary gap between Buffalo and Valley Stream is $37,202 (32.71%). Valley Stream's median is +12.49% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Buffalo spans $92,096,Valley Stream spans $146,033. Valley Stream has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Buffalo
P10 (Entry)$77,895
P25$82,034
Median$113,716
P75$141,033
P90 (Top)$169,991
Valley Stream
P10 (Entry)$87,889
P25$119,117
Median$150,918
P75$193,175
P90 (Top)$233,922

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Valley Stream ($130,214 effective) pays 9.75% more than Buffalo ($118,647 effective).

Buffalo
Nominal: $113,716
CoL Index: 95.844
Adjusted: $118,647
Valley Stream
Nominal: $150,918
CoL Index: 115.9
Adjusted: $130,214

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Buffalo if…

  • Larger job market (90 employed)
  • You prefer the New York area and lifestyle

Choose Valley Stream if…

  • Higher median salary ($150,918/year)
  • Better top-earner potential ($233,922)
  • Better purchasing power (CoL-adjusted: $130,214)
  • You prefer the New York area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Buffalo grew -0.0% from 2019 to 2025, compared to -14.5% growth in Valley Stream over the same period.

Buffalo, NY

+-0.0%

$110,220 (2019) → $110,190 (2025)

Valley Stream, NY

+-14.5%

$170,985 (2024) → $146,238 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Buffalo or Valley Stream?

Valley Stream has a higher median actuary salary at $150,918/year, compared to Buffalo at $113,716/year — a difference of $37,202 (32.71%).

What is the hourly rate difference between Buffalo and Valley Stream?

Buffalo actuarys earn $54.68/hr while Valley Stream hygienists earn $72.56/hr (2026 est.).

Should I relocate from Buffalo to Valley Stream as a actuary?

Consider more than just salary when comparing Buffalo and Valley Stream. Factor in cost of living (CoL-adjusted: Buffalo = $118,647, Valley Stream = $130,214), job availability (90 vs 10 employed), commute, and career growth potential.

What do entry-level actuarys earn in Buffalo vs Valley Stream?

Entry-level (10th percentile) actuarys earn $77,895 in Buffalo and $87,889 in Valley Stream. The Valley Stream area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov