Actuary Pay

Bowie vs Columbia: Actuary Salary (2026)

Compare actuary salaries between Bowie, MD and Columbia, MD. All figures are 2026 estimates projected from BLS 2025 data.

Bowie, MD
$145,920
$70.16/hr
Columbia, MD
$133,376
$64.12/hr

Side-by-Side Comparison

MetricBowie, MDColumbia, MD
Median Salary$145,920$133,376
Hourly Rate$70.16$64.12
Entry Level (P10)$84,633$78,050
25th Percentile$105,475$97,498
75th Percentile$186,778$170,721
Top Earner (P90)$226,175$206,732
Total Employed1024
Side-by-side bar chart comparing Bowie ($145,920) and Columbia ($133,376) actuary salaries.BowieColumbiaMedian Salary$145,920$133,376Entry Level (P10)$84,633$78,050Top Earner (P90)$226,175$206,732US Median $134,160

Verdict

Bowie, MD offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Columbia.

The salary gap between Bowie and Columbia is $12,544 (9.40%). Bowie's median is +8.77% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Bowie spans $141,542,Columbia spans $128,682. Bowie has a wider pay range, meaning more potential for high earners but also more variation.

Bowie
P10 (Entry)$84,633
P25$105,475
Median$145,920
P75$186,778
P90 (Top)$226,175
Columbia
P10 (Entry)$78,050
P25$97,498
Median$133,376
P75$170,721
P90 (Top)$206,732

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Bowie ($133,504 effective) pays 9.40% more than Columbia ($122,027 effective).

Bowie
Nominal: $145,920
CoL Index: 109.3
Adjusted: $133,504
Columbia
Nominal: $133,376
CoL Index: 109.3
Adjusted: $122,027

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Bowie if…

  • Higher median salary ($145,920/year)
  • Better top-earner potential ($226,175)
  • Better purchasing power (CoL-adjusted: $133,504)
  • You prefer the Maryland area and lifestyle

Choose Columbia if…

  • Larger job market (24 employed)
  • You prefer the Maryland area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Bowie grew 0.0% from 2024 to 2025, compared to -11.5% growth in Columbia over the same period.

Bowie, MD

+0.0%

$141,395 (2024) → $141,395 (2025)

Columbia, MD

+-11.5%

$146,100 (2024) → $129,240 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Bowie or Columbia?

Bowie has a higher median actuary salary at $145,920/year, compared to Columbia at $133,376/year — a difference of $12,544 (9.40%).

What is the hourly rate difference between Bowie and Columbia?

Bowie actuarys earn $70.16/hr while Columbia hygienists earn $64.12/hr (2026 est.).

Should I relocate from Bowie to Columbia as a actuary?

Consider more than just salary when comparing Bowie and Columbia. Factor in cost of living (CoL-adjusted: Bowie = $133,504, Columbia = $122,027), job availability (10 vs 24 employed), commute, and career growth potential.

What do entry-level actuarys earn in Bowie vs Columbia?

Entry-level (10th percentile) actuarys earn $84,633 in Bowie and $78,050 in Columbia. The Bowie area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov