Actuary Pay

Boston vs Worcester: Actuary Salary (2026)

Compare actuary salaries between Boston, MA and Worcester, MA. All figures are 2026 estimates projected from BLS 2025 data.

Boston, MA
$133,737
$64.30/hr
Worcester, MA
$127,111
$61.12/hr

Side-by-Side Comparison

MetricBoston, MAWorcester, MA
Median Salary$133,737$127,111
Hourly Rate$64.30$61.12
Entry Level (P10)$88,938$81,187
25th Percentile$103,179$84,046
75th Percentile$172,705$166,080
Top Earner (P90)$185,502$195,585
Total EmployedN/A80
Side-by-side bar chart comparing Boston ($133,737) and Worcester ($127,111) actuary salaries.BostonWorcesterMedian Salary$133,737$127,111Entry Level (P10)$88,938$81,187Top Earner (P90)$185,502$195,585US Median $134,160

Verdict

Boston and Worcester are closely matched on overall actuary compensation, each winning on different metrics.

The salary gap between Boston and Worcester is $6,626 (5.21%). Boston's median is -0.32% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Boston spans $96,564,Worcester spans $114,398. Worcester has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Boston
P10 (Entry)$88,938
P25$103,179
Median$133,737
P75$172,705
P90 (Top)$185,502
Worcester
P10 (Entry)$81,187
P25$84,046
Median$127,111
P75$166,080
P90 (Top)$195,585

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Worcester ($123,983 effective) pays 0.37% more than Boston ($123,526 effective).

Boston
Nominal: $133,737
CoL Index: 108.266
Adjusted: $123,526
Worcester
Nominal: $127,111
CoL Index: 102.523
Adjusted: $123,983

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Boston if…

  • Higher median salary ($133,737/year)
  • You prefer the Massachusetts area and lifestyle

Choose Worcester if…

  • Better top-earner potential ($195,585)
  • Larger job market (80 employed)
  • Better purchasing power (CoL-adjusted: $123,983)
  • You prefer the Massachusetts area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Boston grew 12.9% from 2019 to 2025, compared to 30.0% growth in Worcester over the same period.

Boston, MA

+12.9%

$114,760 (2019) → $129,590 (2025)

Worcester, MA

+30.0%

$94,780 (2019) → $123,170 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Boston or Worcester?

Boston has a higher median actuary salary at $133,737/year, compared to Worcester at $127,111/year — a difference of $6,626 (5.21%).

What is the hourly rate difference between Boston and Worcester?

Boston actuarys earn $64.30/hr while Worcester hygienists earn $61.12/hr (2026 est.).

Should I relocate from Boston to Worcester as a actuary?

Consider more than just salary when comparing Boston and Worcester. Factor in cost of living (CoL-adjusted: Boston = $123,526, Worcester = $123,983), commute, and career growth potential.

What do entry-level actuarys earn in Boston vs Worcester?

Entry-level (10th percentile) actuarys earn $88,938 in Boston and $81,187 in Worcester. The Boston area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov