Actuary Pay

Boise vs Caldwell: Actuary Salary (2026)

Compare actuary salaries between Boise, ID and Caldwell, ID. All figures are 2026 estimates projected from BLS 2025 data.

Boise, ID
$108,256
$52.04/hr
Caldwell, ID
$105,259
$50.61/hr

Side-by-Side Comparison

MetricBoise, IDCaldwell, ID
Median Salary$108,256$105,259
Hourly Rate$52.04$50.61
Entry Level (P10)$62,788$61,050
25th Percentile$77,944$81,722
75th Percentile$138,568$134,732
Top Earner (P90)$167,796$163,151
Total Employed608
Side-by-side bar chart comparing Boise ($108,256) and Caldwell ($105,259) actuary salaries.BoiseCaldwellMedian Salary$108,256$105,259Entry Level (P10)$62,788$61,050Top Earner (P90)$167,796$163,151US Median $134,160

Verdict

Boise, ID offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Caldwell.

The salary gap between Boise and Caldwell is $2,997 (2.85%). Boise's median is -19.31% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Boise spans $105,008,Caldwell spans $102,101. Boise has a wider pay range, meaning more potential for high earners but also more variation.

Boise
P10 (Entry)$62,788
P25$77,944
Median$108,256
P75$138,568
P90 (Top)$167,796
Caldwell
P10 (Entry)$61,050
P25$81,722
Median$105,259
P75$134,732
P90 (Top)$163,151

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Boise ($113,595 effective) pays 2.85% more than Caldwell ($110,450 effective).

Boise
Nominal: $108,256
CoL Index: 95.3
Adjusted: $113,595
Caldwell
Nominal: $105,259
CoL Index: 95.3
Adjusted: $110,450

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Boise if…

  • Higher median salary ($108,256/year)
  • Better top-earner potential ($167,796)
  • Larger job market (60 employed)
  • Better purchasing power (CoL-adjusted: $113,595)
  • You prefer the Idaho area and lifestyle

Choose Caldwell if…

  • You prefer the Idaho area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Boise grew 1.1% from 2024 to 2025, compared to 1.1% growth in Caldwell over the same period.

Boise, ID

+1.1%

$103,722 (2024) → $104,899 (2025)

Caldwell, ID

+1.1%

$100,851 (2024) → $101,995 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Boise or Caldwell?

Boise has a higher median actuary salary at $108,256/year, compared to Caldwell at $105,259/year — a difference of $2,997 (2.85%).

What is the hourly rate difference between Boise and Caldwell?

Boise actuarys earn $52.04/hr while Caldwell hygienists earn $50.61/hr (2026 est.).

Should I relocate from Boise to Caldwell as a actuary?

Consider more than just salary when comparing Boise and Caldwell. Factor in cost of living (CoL-adjusted: Boise = $113,595, Caldwell = $110,450), job availability (60 vs 8 employed), commute, and career growth potential.

What do entry-level actuarys earn in Boise vs Caldwell?

Entry-level (10th percentile) actuarys earn $62,788 in Boise and $61,050 in Caldwell. The Boise area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov