Actuary Pay

Birmingham vs Gadsden: Actuary Salary (2026)

Compare actuary salaries between Birmingham, AL and Gadsden, AL. All figures are 2026 estimates projected from BLS 2025 data.

Birmingham, AL
$137,091
$65.90/hr
Gadsden, AL
$114,092
$54.85/hr

Side-by-Side Comparison

MetricBirmingham, ALGadsden, AL
Median Salary$137,091$114,092
Hourly Rate$65.90$54.85
Entry Level (P10)$73,520$75,732
25th Percentile$85,274$89,605
75th Percentile$164,480$146,037
Top Earner (P90)$168,670$176,842
Total Employed1307
Side-by-side bar chart comparing Birmingham ($137,091) and Gadsden ($114,092) actuary salaries.BirminghamGadsdenMedian Salary$137,091$114,092Entry Level (P10)$73,520$75,732Top Earner (P90)$168,670$176,842US Median $134,160

Verdict

Birmingham, AL offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Gadsden.

The salary gap between Birmingham and Gadsden is $22,999 (20.16%). Birmingham's median is +2.18% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Birmingham spans $95,150,Gadsden spans $101,110. Gadsden has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Birmingham
P10 (Entry)$73,520
P25$85,274
Median$137,091
P75$164,480
P90 (Top)$168,670
Gadsden
P10 (Entry)$75,732
P25$89,605
Median$114,092
P75$146,037
P90 (Top)$176,842

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Birmingham ($149,591 effective) pays 15.25% more than Gadsden ($129,797 effective).

Birmingham
Nominal: $137,091
CoL Index: 91.644
Adjusted: $149,591
Gadsden
Nominal: $114,092
CoL Index: 87.9
Adjusted: $129,797

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Birmingham if…

  • Higher median salary ($137,091/year)
  • Larger job market (130 employed)
  • Better purchasing power (CoL-adjusted: $149,591)
  • You prefer the Alabama area and lifestyle

Choose Gadsden if…

  • Better top-earner potential ($176,842)
  • You prefer the Alabama area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Birmingham grew 25.1% from 2019 to 2025, compared to 20.4% growth in Gadsden over the same period.

Birmingham, AL

+25.1%

$106,180 (2019) → $132,840 (2025)

Gadsden, AL

+20.4%

$91,845 (2024) → $110,554 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Birmingham or Gadsden?

Birmingham has a higher median actuary salary at $137,091/year, compared to Gadsden at $114,092/year — a difference of $22,999 (20.16%).

What is the hourly rate difference between Birmingham and Gadsden?

Birmingham actuarys earn $65.90/hr while Gadsden hygienists earn $54.85/hr (2026 est.).

Should I relocate from Birmingham to Gadsden as a actuary?

Consider more than just salary when comparing Birmingham and Gadsden. Factor in cost of living (CoL-adjusted: Birmingham = $149,591, Gadsden = $129,797), job availability (130 vs 7 employed), commute, and career growth potential.

What do entry-level actuarys earn in Birmingham vs Gadsden?

Entry-level (10th percentile) actuarys earn $73,520 in Birmingham and $75,732 in Gadsden. The Gadsden area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov