Actuary Pay

Biddeford vs Portland: Actuary Salary (2026)

Compare actuary salaries between Biddeford, ME and Portland, ME. All figures are 2026 estimates projected from BLS 2025 data.

Biddeford, ME
$126,425
$60.78/hr
Portland, ME
$142,643
$68.58/hr

Side-by-Side Comparison

MetricBiddeford, MEPortland, ME
Median Salary$126,425$142,643
Hourly Rate$60.78$68.58
Entry Level (P10)$77,800$91,322
25th Percentile$94,467$120,207
75th Percentile$159,696$142,643
Top Earner (P90)$193,811$171,539
Total Employed650
Side-by-side bar chart comparing Biddeford ($126,425) and Portland ($142,643) actuary salaries.BiddefordPortlandMedian Salary$126,425$142,643Entry Level (P10)$77,800$91,322Top Earner (P90)$193,811$171,539US Median $134,160

Verdict

Portland, ME offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Biddeford.

The salary gap between Biddeford and Portland is $16,218 (12.83%). Portland's median is +6.32% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Biddeford spans $116,011,Portland spans $80,217. Biddeford has a wider pay range, meaning more potential for high earners but also more variation.

Biddeford
P10 (Entry)$77,800
P25$94,467
Median$126,425
P75$159,696
P90 (Top)$193,811
Portland
P10 (Entry)$91,322
P25$120,207
Median$142,643
P75$142,643
P90 (Top)$171,539

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Portland ($140,041 effective) pays 10.33% more than Biddeford ($126,933 effective).

Biddeford
Nominal: $126,425
CoL Index: 99.6
Adjusted: $126,933
Portland
Nominal: $142,643
CoL Index: 101.858
Adjusted: $140,041

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Biddeford if…

  • Better top-earner potential ($193,811)
  • You prefer the Maine area and lifestyle

Choose Portland if…

  • Higher median salary ($142,643/year)
  • Larger job market (50 employed)
  • Better purchasing power (CoL-adjusted: $140,041)
  • You prefer the Maine area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Biddeford grew 13.0% from 2024 to 2025, compared to 44.1% growth in Portland over the same period.

Biddeford, ME

+13.0%

$108,370 (2024) → $122,505 (2025)

Portland, ME

+44.1%

$95,900 (2019) → $138,220 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Biddeford or Portland?

Portland has a higher median actuary salary at $142,643/year, compared to Biddeford at $126,425/year — a difference of $16,218 (12.83%).

What is the hourly rate difference between Biddeford and Portland?

Biddeford actuarys earn $60.78/hr while Portland hygienists earn $68.58/hr (2026 est.).

Should I relocate from Biddeford to Portland as a actuary?

Consider more than just salary when comparing Biddeford and Portland. Factor in cost of living (CoL-adjusted: Biddeford = $126,933, Portland = $140,041), job availability (6 vs 50 employed), commute, and career growth potential.

What do entry-level actuarys earn in Biddeford vs Portland?

Entry-level (10th percentile) actuarys earn $77,800 in Biddeford and $91,322 in Portland. The Portland area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov