Actuary Pay

Bear vs Newark: Actuary Salary (2026)

Compare actuary salaries between Bear, DE and Newark, DE. All figures are 2026 estimates projected from BLS 2025 data.

Bear, DE
$123,325
$59.29/hr
Newark, DE
$127,861
$61.48/hr

Side-by-Side Comparison

MetricBear, DENewark, DE
Median Salary$123,325$127,861
Hourly Rate$59.29$61.48
Entry Level (P10)$78,614$79,997
25th Percentile$94,129$96,818
75th Percentile$155,206$163,662
Top Earner (P90)$187,537$198,184
Total Employed65
Side-by-side bar chart comparing Bear ($123,325) and Newark ($127,861) actuary salaries.BearNewarkMedian Salary$123,325$127,861Entry Level (P10)$78,614$79,997Top Earner (P90)$187,537$198,184US Median $134,160

Verdict

Newark, DE offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Bear.

The salary gap between Bear and Newark is $4,536 (3.68%). Newark's median is -4.70% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Bear spans $108,923,Newark spans $118,187. Newark has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Bear
P10 (Entry)$78,614
P25$94,129
Median$123,325
P75$155,206
P90 (Top)$187,537
Newark
P10 (Entry)$79,997
P25$96,818
Median$127,861
P75$163,662
P90 (Top)$198,184

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Newark ($125,724 effective) pays 3.68% more than Bear ($121,264 effective).

Bear
Nominal: $123,325
CoL Index: 101.7
Adjusted: $121,264
Newark
Nominal: $127,861
CoL Index: 101.7
Adjusted: $125,724

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Bear if…

  • Larger job market (6 employed)
  • You prefer the Delaware area and lifestyle

Choose Newark if…

  • Higher median salary ($127,861/year)
  • Better top-earner potential ($198,184)
  • Better purchasing power (CoL-adjusted: $125,724)
  • You prefer the Delaware area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Bear grew -5.7% from 2024 to 2025, compared to -5.7% growth in Newark over the same period.

Bear, DE

+-5.7%

$126,698 (2024) → $119,501 (2025)

Newark, DE

+-5.7%

$131,357 (2024) → $123,896 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Bear or Newark?

Newark has a higher median actuary salary at $127,861/year, compared to Bear at $123,325/year — a difference of $4,536 (3.68%).

What is the hourly rate difference between Bear and Newark?

Bear actuarys earn $59.29/hr while Newark hygienists earn $61.48/hr (2026 est.).

Should I relocate from Bear to Newark as a actuary?

Consider more than just salary when comparing Bear and Newark. Factor in cost of living (CoL-adjusted: Bear = $121,264, Newark = $125,724), job availability (6 vs 5 employed), commute, and career growth potential.

What do entry-level actuarys earn in Bear vs Newark?

Entry-level (10th percentile) actuarys earn $78,614 in Bear and $79,997 in Newark. The Newark area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov