Actuary Pay

Bangor vs Scarborough: Actuary Salary (2026)

Compare actuary salaries between Bangor, ME and Scarborough, ME. All figures are 2026 estimates projected from BLS 2025 data.

Bangor, ME
$127,878
$61.48/hr
Scarborough, ME
$127,490
$61.29/hr

Side-by-Side Comparison

MetricBangor, MEScarborough, ME
Median Salary$127,878$127,490
Hourly Rate$61.48$61.29
Entry Level (P10)$82,605$80,296
25th Percentile$98,751$101,613
75th Percentile$163,684$159,593
Top Earner (P90)$198,211$193,104
Total Employed65
Side-by-side bar chart comparing Bangor ($127,878) and Scarborough ($127,490) actuary salaries.BangorScarboroughMedian Salary$127,878$127,490Entry Level (P10)$82,605$80,296Top Earner (P90)$198,211$193,104US Median $134,160

Verdict

Bangor, ME offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Scarborough.

The salary gap between Bangor and Scarborough is $388 (0.30%). Bangor's median is -4.68% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Bangor spans $115,606,Scarborough spans $112,808. Bangor has a wider pay range, meaning more potential for high earners but also more variation.

Bangor
P10 (Entry)$82,605
P25$98,751
Median$127,878
P75$163,684
P90 (Top)$198,211
Scarborough
P10 (Entry)$80,296
P25$101,613
Median$127,490
P75$159,593
P90 (Top)$193,104

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Bangor ($128,392 effective) pays 0.30% more than Scarborough ($128,002 effective).

Bangor
Nominal: $127,878
CoL Index: 99.6
Adjusted: $128,392
Scarborough
Nominal: $127,490
CoL Index: 99.6
Adjusted: $128,002

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Bangor if…

  • Higher median salary ($127,878/year)
  • Better top-earner potential ($198,211)
  • Larger job market (6 employed)
  • Better purchasing power (CoL-adjusted: $128,392)
  • You prefer the Maine area and lifestyle

Choose Scarborough if…

  • You prefer the Maine area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Bangor grew 13.0% from 2024 to 2025, compared to 13.0% growth in Scarborough over the same period.

Bangor, ME

+13.0%

$109,615 (2024) → $123,913 (2025)

Scarborough, ME

+13.0%

$109,283 (2024) → $123,537 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Bangor or Scarborough?

Bangor has a higher median actuary salary at $127,878/year, compared to Scarborough at $127,490/year — a difference of $388 (0.30%).

What is the hourly rate difference between Bangor and Scarborough?

Bangor actuarys earn $61.48/hr while Scarborough hygienists earn $61.29/hr (2026 est.).

Should I relocate from Bangor to Scarborough as a actuary?

Consider more than just salary when comparing Bangor and Scarborough. Factor in cost of living (CoL-adjusted: Bangor = $128,392, Scarborough = $128,002), job availability (6 vs 5 employed), commute, and career growth potential.

What do entry-level actuarys earn in Bangor vs Scarborough?

Entry-level (10th percentile) actuarys earn $82,605 in Bangor and $80,296 in Scarborough. The Bangor area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov