Actuary Pay

Aspen Hill vs Columbia: Actuary Salary (2026)

Compare actuary salaries between Aspen Hill, MD and Columbia, MD. All figures are 2026 estimates projected from BLS 2025 data.

Aspen Hill, MD
$148,672
$71.48/hr
Columbia, MD
$133,376
$64.12/hr

Side-by-Side Comparison

MetricAspen Hill, MDColumbia, MD
Median Salary$148,672$133,376
Hourly Rate$71.48$64.12
Entry Level (P10)$89,579$78,050
25th Percentile$110,846$97,498
75th Percentile$190,300$170,721
Top Earner (P90)$230,441$206,732
Total Employed824
Side-by-side bar chart comparing Aspen Hill ($148,672) and Columbia ($133,376) actuary salaries.Aspen HillColumbiaMedian Salary$148,672$133,376Entry Level (P10)$89,579$78,050Top Earner (P90)$230,441$206,732US Median $134,160

Verdict

Aspen Hill, MD offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Columbia.

The salary gap between Aspen Hill and Columbia is $15,296 (11.47%). Aspen Hill's median is +10.82% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Aspen Hill spans $140,862,Columbia spans $128,682. Aspen Hill has a wider pay range, meaning more potential for high earners but also more variation.

Aspen Hill
P10 (Entry)$89,579
P25$110,846
Median$148,672
P75$190,300
P90 (Top)$230,441
Columbia
P10 (Entry)$78,050
P25$97,498
Median$133,376
P75$170,721
P90 (Top)$206,732

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Aspen Hill ($136,022 effective) pays 11.47% more than Columbia ($122,027 effective).

Aspen Hill
Nominal: $148,672
CoL Index: 109.3
Adjusted: $136,022
Columbia
Nominal: $133,376
CoL Index: 109.3
Adjusted: $122,027

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Aspen Hill if…

  • Higher median salary ($148,672/year)
  • Better top-earner potential ($230,441)
  • Better purchasing power (CoL-adjusted: $136,022)
  • You prefer the Maryland area and lifestyle

Choose Columbia if…

  • Larger job market (24 employed)
  • You prefer the Maryland area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Aspen Hill grew 0.0% from 2024 to 2025, compared to -11.5% growth in Columbia over the same period.

Aspen Hill, MD

+0.0%

$144,062 (2024) → $144,062 (2025)

Columbia, MD

+-11.5%

$146,100 (2024) → $129,240 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Aspen Hill or Columbia?

Aspen Hill has a higher median actuary salary at $148,672/year, compared to Columbia at $133,376/year — a difference of $15,296 (11.47%).

What is the hourly rate difference between Aspen Hill and Columbia?

Aspen Hill actuarys earn $71.48/hr while Columbia hygienists earn $64.12/hr (2026 est.).

Should I relocate from Aspen Hill to Columbia as a actuary?

Consider more than just salary when comparing Aspen Hill and Columbia. Factor in cost of living (CoL-adjusted: Aspen Hill = $136,022, Columbia = $122,027), job availability (8 vs 24 employed), commute, and career growth potential.

What do entry-level actuarys earn in Aspen Hill vs Columbia?

Entry-level (10th percentile) actuarys earn $89,579 in Aspen Hill and $78,050 in Columbia. The Aspen Hill area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov