Actuary Pay

American Fork vs Orem: Actuary Salary (2026)

Compare actuary salaries between American Fork, UT and Orem, UT. All figures are 2026 estimates projected from BLS 2025 data.

American Fork, UT
$130,037
$62.52/hr
Orem, UT
$128,925
$61.98/hr

Side-by-Side Comparison

MetricAmerican Fork, UTOrem, UT
Median Salary$130,037$128,925
Hourly Rate$62.52$61.98
Entry Level (P10)$79,590$81,377
25th Percentile$97,566$98,499
75th Percentile$165,912$165,024
Top Earner (P90)$201,558$199,833
Total Employed624
Side-by-side bar chart comparing American Fork ($130,037) and Orem ($128,925) actuary salaries.American ForkOremMedian Salary$130,037$128,925Entry Level (P10)$79,590$81,377Top Earner (P90)$201,558$199,833US Median $134,160

Verdict

American Fork, UT offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Orem.

The salary gap between American Fork and Orem is $1,112 (0.86%). American Fork's median is -3.07% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in American Fork spans $121,968,Orem spans $118,456. American Fork has a wider pay range, meaning more potential for high earners but also more variation.

American Fork
P10 (Entry)$79,590
P25$97,566
Median$130,037
P75$165,912
P90 (Top)$201,558
Orem
P10 (Entry)$81,377
P25$98,499
Median$128,925
P75$165,024
P90 (Top)$199,833

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, American Fork ($132,556 effective) pays 0.86% more than Orem ($131,422 effective).

American Fork
Nominal: $130,037
CoL Index: 98.1
Adjusted: $132,556
Orem
Nominal: $128,925
CoL Index: 98.1
Adjusted: $131,422

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose American Fork if…

  • Higher median salary ($130,037/year)
  • Better top-earner potential ($201,558)
  • Better purchasing power (CoL-adjusted: $132,556)
  • You prefer the Utah area and lifestyle

Choose Orem if…

  • Larger job market (24 employed)
  • You prefer the Utah area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in American Fork grew 13.0% from 2024 to 2025, compared to 13.0% growth in Orem over the same period.

American Fork, UT

+13.0%

$111,466 (2024) → $126,005 (2025)

Orem, UT

+13.0%

$110,512 (2024) → $124,927 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: American Fork or Orem?

American Fork has a higher median actuary salary at $130,037/year, compared to Orem at $128,925/year — a difference of $1,112 (0.86%).

What is the hourly rate difference between American Fork and Orem?

American Fork actuarys earn $62.52/hr while Orem hygienists earn $61.98/hr (2026 est.).

Should I relocate from American Fork to Orem as a actuary?

Consider more than just salary when comparing American Fork and Orem. Factor in cost of living (CoL-adjusted: American Fork = $132,556, Orem = $131,422), job availability (6 vs 24 employed), commute, and career growth potential.

What do entry-level actuarys earn in American Fork vs Orem?

Entry-level (10th percentile) actuarys earn $79,590 in American Fork and $81,377 in Orem. The Orem area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov