Actuary Pay

Albuquerque vs Rio Rancho: Actuary Salary (2026)

Compare actuary salaries between Albuquerque, NM and Rio Rancho, NM. All figures are 2026 estimates projected from BLS 2025 data.

Albuquerque, NM
$117,895
$56.68/hr
Rio Rancho, NM
$111,426
$53.57/hr

Side-by-Side Comparison

MetricAlbuquerque, NMRio Rancho, NM
Median Salary$117,895$111,426
Hourly Rate$56.68$53.57
Entry Level (P10)$68,379$64,940
25th Percentile$84,884$81,591
75th Percentile$150,905$142,625
Top Earner (P90)$182,736$172,710
Total Employed10916
Side-by-side bar chart comparing Albuquerque ($117,895) and Rio Rancho ($111,426) actuary salaries.AlbuquerqueRio RanchoMedian Salary$117,895$111,426Entry Level (P10)$68,379$64,940Top Earner (P90)$182,736$172,710US Median $134,160

Verdict

Albuquerque, NM offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Rio Rancho.

The salary gap between Albuquerque and Rio Rancho is $6,469 (5.81%). Albuquerque's median is -12.12% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Albuquerque spans $114,357,Rio Rancho spans $107,770. Albuquerque has a wider pay range, meaning more potential for high earners but also more variation.

Albuquerque
P10 (Entry)$68,379
P25$84,884
Median$117,895
P75$150,905
P90 (Top)$182,736
Rio Rancho
P10 (Entry)$64,940
P25$81,591
Median$111,426
P75$142,625
P90 (Top)$172,710

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Albuquerque ($124,889 effective) pays 5.81% more than Rio Rancho ($118,036 effective).

Albuquerque
Nominal: $117,895
CoL Index: 94.4
Adjusted: $124,889
Rio Rancho
Nominal: $111,426
CoL Index: 94.4
Adjusted: $118,036

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Albuquerque if…

  • Higher median salary ($117,895/year)
  • Better top-earner potential ($182,736)
  • Larger job market (109 employed)
  • Better purchasing power (CoL-adjusted: $124,889)
  • You prefer the New Mexico area and lifestyle

Choose Rio Rancho if…

  • You prefer the New Mexico area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Albuquerque grew 2.9% from 2024 to 2025, compared to 2.9% growth in Rio Rancho over the same period.

Albuquerque, NM

+2.9%

$111,029 (2024) → $114,239 (2025)

Rio Rancho, NM

+2.9%

$104,936 (2024) → $107,971 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Albuquerque or Rio Rancho?

Albuquerque has a higher median actuary salary at $117,895/year, compared to Rio Rancho at $111,426/year — a difference of $6,469 (5.81%).

What is the hourly rate difference between Albuquerque and Rio Rancho?

Albuquerque actuarys earn $56.68/hr while Rio Rancho hygienists earn $53.57/hr (2026 est.).

Should I relocate from Albuquerque to Rio Rancho as a actuary?

Consider more than just salary when comparing Albuquerque and Rio Rancho. Factor in cost of living (CoL-adjusted: Albuquerque = $124,889, Rio Rancho = $118,036), job availability (109 vs 16 employed), commute, and career growth potential.

What do entry-level actuarys earn in Albuquerque vs Rio Rancho?

Entry-level (10th percentile) actuarys earn $68,379 in Albuquerque and $64,940 in Rio Rancho. The Albuquerque area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov